An adorable chibi girl in a penguin hood with huge eyes floats through a coral reef in Studio Ghibli style

Prompt

Magical underwater scene of the adorable chibi penguin-hoodie anime girl with oversized black penguin hood, black hair flowing in water, enormous glossy grayish-blue eyes wide with quiet delight, rosy blush, cute pouty expression, black bodysuit with white belly, choker and sword charm sparkling underwater, tiny flipper arms, floating gracefully in a vibrant coral reef with bubbles rising around her. Sunlight rays piercing blue water, iridescent reflections on glossy eyes and hood, dreamy Studio Ghibli-style illustration, ultra-detailed 8K masterpiece.